Pandas Profiling Report

Dataset statistics

Number of variables	76
Number of observations	100000
Missing cells	0
Missing cells (%)	0.0%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	58.0 MiB
Average record size in memory	608.0 B

Variable types

BOOL	50
NUM	26

Reproduction

Analysis started	2022-02-06 14:52:31.853407
Analysis finished	2022-02-06 15:02:34.652079
Version	pandas-profiling v2.5.0
Command line	`pandas_profiling --config_file config.yaml [YOUR_FILE.csv]`
Download configuration	config.yaml

`initial_list_status2` is highly correlated with `initial_list_status1`	High Correlation
`initial_list_status1` is highly correlated with `initial_list_status2`	High Correlation
`funded_amnt_inv` is highly correlated with `funded_amnt` and 1 other fields	High Correlation
`funded_amnt` is highly correlated with `funded_amnt_inv` and 1 other fields	High Correlation
`installment` is highly correlated with `funded_amnt` and 1 other fields	High Correlation
`out_prncp_inv` is highly correlated with `out_prncp`	High Correlation
`out_prncp` is highly correlated with `out_prncp_inv`	High Correlation
`fico_range_high` is highly correlated with `fico_range_low`	High Correlation
`fico_range_low` is highly correlated with `fico_range_high`	High Correlation
`annual_inc` is highly skewed (γ1 = 50.78562969)	Skewed
`tot_coll_amt` is highly skewed (γ1 = 32.05463979)	Skewed
`delinq_amnt` is highly skewed (γ1 = 64.48766706)	Skewed
`tax_liens` is highly skewed (γ1 = 35.83709048)	Skewed
`out_prncp` is highly skewed (γ1 = 85.44453918)	Skewed
`out_prncp_inv` is highly skewed (γ1 = 85.45945131)	Skewed
`delinq_2yrs` has 79483 (79.5%) zeros	Zeros
`inq_last_6mths` has 56711 (56.7%) zeros	Zeros
`pub_rec` has 81999 (82.0%) zeros	Zeros
`collections_12_mths_ex_med` has 98290 (98.3%) zeros	Zeros
`acc_now_delinq` has 99459 (99.5%) zeros	Zeros
`tot_coll_amt` has 84157 (84.2%) zeros	Zeros
`chargeoff_within_12_mths` has 99129 (99.1%) zeros	Zeros
`delinq_amnt` has 99564 (99.6%) zeros	Zeros
`tax_liens` has 96122 (96.1%) zeros	Zeros
`total_rec_late_fee` has 93433 (93.4%) zeros	Zeros
`out_prncp` has 99973 (> 99.9%) zeros	Zeros
`out_prncp_inv` has 99973 (> 99.9%) zeros	Zeros

int_rate
Real number (ℝ_≥0)

Distinct count	256
Unique (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.130833478
Minimum	0.0532
Maximum	0.3099
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	0.0532
5-th percentile	0.0649
Q1	0.0975
median	0.1274
Q3	0.158
95-th percentile	0.2149
Maximum	0.3099
Range	0.2567
Interquartile range (IQR)	0.0605

Descriptive statistics

Standard deviation	0.04477309719
Coefficient of variation (CV)	0.3422143772
Kurtosis	0.04189338956
Mean	0.130833478
Median Absolute Deviation (MAD)	0.03564157068
Skewness	0.537512902
Sum	13083.3478
Variance	0.002004630232

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.0532 0.05625 0.06015 0.06135 0.06315 ... 0.2667 0.2868 0.28785 0.30615 0.3099 ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0.1099	3149	3.1%
0.0532	2450	2.5%
0.1299	2395	2.4%
0.1399	2362	2.4%
0.1199	2223	2.2%
0.1149	2170	2.2%
0.1699	2134	2.1%
0.0917	2091	2.1%
0.0789	2008	2.0%
0.1561	1985	2.0%
Other values (246)	77033	77.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0.0532	2450	2.5%
0.0593	137	0.1%
0.06	22	< 0.1%
0.0603	702	0.7%
0.0624	566	0.6%

Value	Count	Frequency (%)
0.3099	3	< 0.1%
0.3094	3	< 0.1%
0.3089	1	< 0.1%
0.3084	4	< 0.1%
0.3079	3	< 0.1%

annual_inc
Real number (ℝ_≥0)

SKEWED

Distinct count	8905
Unique (%)	8.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	74360.61148
Minimum	5360
Maximum	8300000
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	5360
5-th percentile	27000
Q1	45000
median	62000
Q3	90000
95-th percentile	150000
Maximum	8300000
Range	8294640
Interquartile range (IQR)	45000

Descriptive statistics

Standard deviation	74674.08925
Coefficient of variation (CV)	1.004215643
Kurtosis	4901.801967
Mean	74360.61148
Median Absolute Deviation (MAD)	32503.59913
Skewness	50.78562969
Sum	7436061148
Variance	5576219605

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[5.3600000e+03 7.8700000e+03 9.9380000e+03 1.0000500e+04 1.0984000e+04 ... 5.0200000e+05 7.5500000e+05 1.2270000e+06 1.6220005e+06 8.3000000e+06], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
60000	3978	4.0%
50000	3526	3.5%
65000	2859	2.9%
40000	2851	2.9%
70000	2665	2.7%
80000	2527	2.5%
45000	2523	2.5%
75000	2492	2.5%
55000	2425	2.4%
100000	1985	2.0%
Other values (8895)	72169	72.2%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
5360	1	< 0.1%
6000	1	< 0.1%
7000	3	< 0.1%
7111	1	< 0.1%
7200	1	< 0.1%

Value	Count	Frequency (%)
8300000	1	< 0.1%
8253000	1	< 0.1%
8121180	1	< 0.1%
5604824	1	< 0.1%
4800000	1	< 0.1%

dti
Real number (ℝ_≥0)

Distinct count	4148
Unique (%)	4.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	18.5145081
Minimum	0
Maximum	49.93
Zeros	31
Zeros (%)	< 0.1%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	5.34
Q1	12.2
median	18.06
Q3	24.53
95-th percentile	33.0105
Maximum	49.93
Range	49.93
Interquartile range (IQR)	12.33

Descriptive statistics

Standard deviation	8.413049281
Coefficient of variation (CV)	0.4544030679
Kurtosis	-0.5291402237
Mean	18.5145081
Median Absolute Deviation (MAD)	6.919389621
Skewness	0.2131181916
Sum	1851450.81
Variance	70.7793982

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.0000e+00 1.0000e-02 2.3500e-01 8.5500e-01 1.9350e+00 ... 3.4995e+01 3.8385e+01 3.9985e+01 4.6510e+01 4.9930e+01], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
15.6	84	0.1%
14.4	80	0.1%
19.2	79	0.1%
13.2	72	0.1%
20.4	72	0.1%
18.72	69	0.1%
14.22	68	0.1%
10.8	67	0.1%
16.8	67	0.1%
18	66	0.1%
Other values (4138)	99276	99.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	31	< 0.1%
0.02	2	< 0.1%
0.03	2	< 0.1%
0.05	1	< 0.1%
0.06	3	< 0.1%

Value	Count	Frequency (%)
49.93	1	< 0.1%
49.86	1	< 0.1%
49.61	1	< 0.1%
49.59	2	< 0.1%
49.57	1	< 0.1%

delinq_2yrs
Real number (ℝ_≥0)

ZEROS

Distinct count	20
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.3437
Minimum	0
Maximum	20
Zeros	79483
Zeros (%)	79.5%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	20
Range	20
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.9050074587
Coefficient of variation (CV)	2.633131972
Kurtosis	42.31549297
Mean	0.3437
Median Absolute Deviation (MAD)	0.546366142
Skewness	4.985413247
Sum	34370
Variance	0.8190385004

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 0. 0.5 1.5 2.5 3.5 ... 7.5 9.5 12.5 14.5 20. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	79483	79.5%
1	13290	13.3%
2	4163	4.2%
3	1557	1.6%
4	711	0.7%
5	328	0.3%
6	189	0.2%
7	111	0.1%
8	55	0.1%
9	37	< 0.1%
Other values (10)	76	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	79483	79.5%
1	13290	13.3%
2	4163	4.2%
3	1557	1.6%
4	711	0.7%

Value	Count	Frequency (%)
20	1	< 0.1%
19	1	< 0.1%
18	3	< 0.1%
16	2	< 0.1%
15	2	< 0.1%

inq_last_6mths
Real number (ℝ_≥0)

ZEROS

Distinct count	7
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.66888
Minimum	0
Maximum	6
Zeros	56711
Zeros (%)	56.7%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	1
95-th percentile	3
Maximum	6
Range	6
Interquartile range (IQR)	1

Descriptive statistics

Standard deviation	0.9520444367
Coefficient of variation (CV)	1.423341162
Kurtosis	3.186907213
Mean	0.66888
Median Absolute Deviation (MAD)	0.7586570736
Skewness	1.689340023
Sum	66888
Variance	0.9063886095

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0. 1.5 2.5 3.5 4.5 5.5 6. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	56711	56.7%
1	27487	27.5%
2	10213	10.2%
3	3955	4.0%
4	1127	1.1%
5	440	0.4%
6	67	0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	56711	56.7%
1	27487	27.5%
2	10213	10.2%
3	3955	4.0%
4	1127	1.1%

Value	Count	Frequency (%)
6	67	0.1%
5	440	0.4%
4	1127	1.1%
3	3955	4.0%
2	10213	10.2%

pub_rec
Real number (ℝ_≥0)

ZEROS

Distinct count	22
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.23572
Minimum	0
Maximum	63
Zeros	81999
Zeros (%)	82.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	1
Maximum	63
Range	63
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.6614684097
Coefficient of variation (CV)	2.806161589
Kurtosis	899.892579
Mean	0.23572
Median Absolute Deviation (MAD)	0.3865760856
Skewness	14.14625367
Sum	23572
Variance	0.437540457

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 0. 0.5 1.5 2.5 3.5 ... 6.5 8.5 14.5 23.5 63. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	81999	82.0%
1	14722	14.7%
2	2143	2.1%
3	646	0.6%
4	250	0.2%
5	119	0.1%
6	55	0.1%
7	23	< 0.1%
8	13	< 0.1%
10	10	< 0.1%
Other values (12)	20	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	81999	82.0%
1	14722	14.7%
2	2143	2.1%
3	646	0.6%
4	250	0.2%

Value	Count	Frequency (%)
63	1	< 0.1%
25	1	< 0.1%
22	1	< 0.1%
21	1	< 0.1%
20	1	< 0.1%

revol_bal
Real number (ℝ_≥0)

Distinct count	36002
Unique (%)	36.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	16090.20282
Minimum	0
Maximum	971736
Zeros	265
Zeros (%)	0.3%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	1926.95
Q1	6009
median	11030.5
Q3	19540
95-th percentile	42708.05
Maximum	971736
Range	971736
Interquartile range (IQR)	13531

Descriptive statistics

Standard deviation	21569.93927
Coefficient of variation (CV)	1.340563541
Kurtosis	238.7511732
Mean	16090.20282
Median Absolute Deviation (MAD)	11053.96217
Skewness	10.40280683
Sum	1609020282
Variance	465262280.1

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.000000e+00 5.000000e-01 3.050000e+01 6.505000e+02 1.401500e+03 ... 1.389440e+05 2.101015e+05 3.047935e+05 4.405165e+05 9.717360e+05], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	265	0.3%
3659	17	< 0.1%
8140	16	< 0.1%
5051	16	< 0.1%
4136	15	< 0.1%
4119	15	< 0.1%
6219	15	< 0.1%
7253	15	< 0.1%
6528	14	< 0.1%
8202	14	< 0.1%
Other values (35992)	99598	99.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	265	0.3%
1	1	< 0.1%
2	5	< 0.1%
3	4	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
971736	1	< 0.1%
959754	1	< 0.1%
882984	1	< 0.1%
779021	1	< 0.1%
757281	1	< 0.1%

total_acc
Real number (ℝ_≥0)

Distinct count	107
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	24.67591
Minimum	2
Maximum	176
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	2
5-th percentile	9
Q1	16
median	23
Q3	31
95-th percentile	47
Maximum	176
Range	174
Interquartile range (IQR)	15

Descriptive statistics

Standard deviation	11.88383389
Coefficient of variation (CV)	0.481596581
Kurtosis	2.017509218
Mean	24.67591
Median Absolute Deviation (MAD)	9.298856599
Skewness	0.9837047494
Sum	2467591
Variance	141.2255079

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 2. 3.5 4.5 5.5 6.5 ... 73.5 82.5 90.5 101. 176. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
20	3645	3.6%
19	3627	3.6%
21	3622	3.6%
18	3616	3.6%
22	3604	3.6%
17	3548	3.5%
16	3503	3.5%
23	3477	3.5%
24	3446	3.4%
15	3393	3.4%
Other values (97)	64519	64.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
2	21	< 0.1%
3	82	0.1%
4	337	0.3%
5	607	0.6%
6	890	0.9%

Value	Count	Frequency (%)
176	1	< 0.1%
173	1	< 0.1%
144	1	< 0.1%
140	1	< 0.1%
117	1	< 0.1%

collections_12_mths_ex_med
Real number (ℝ_≥0)

ZEROS

Distinct count	6
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.01881
Minimum	0
Maximum	5
Zeros	98290
Zeros (%)	98.3%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	5
Range	5
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1503210227
Coefficient of variation (CV)	7.991548256
Kurtosis	120.9612827
Mean	0.01881
Median Absolute Deviation (MAD)	0.036976698
Skewness	9.594333204
Sum	1881
Variance	0.02259640986

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0. 0.5 1.5 2.5 3.5 5. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	98290	98.3%
1	1568	1.6%
2	119	0.1%
3	18	< 0.1%
4	4	< 0.1%
5	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	98290	98.3%
1	1568	1.6%
2	119	0.1%
3	18	< 0.1%
4	4	< 0.1%

Value	Count	Frequency (%)
5	1	< 0.1%
4	4	< 0.1%
3	18	< 0.1%
2	119	0.1%
1	1568	1.6%

acc_now_delinq
Real number (ℝ_≥0)

ZEROS

Distinct count	7
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.0058
Minimum	0
Maximum	6
Zeros	99459
Zeros (%)	99.5%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	6
Range	6
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.08358486624
Coefficient of variation (CV)	14.41118383
Kurtosis	661.4656622
Mean	0.0058
Median Absolute Deviation (MAD)	0.011537244
Skewness	19.79346672
Sum	580
Variance	0.006986429864

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0. 0.5 1.5 2.5 6. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	99459	99.5%
1	514	0.5%
2	21	< 0.1%
3	3	< 0.1%
6	1	< 0.1%
5	1	< 0.1%
4	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	99459	99.5%
1	514	0.5%
2	21	< 0.1%
3	3	< 0.1%
4	1	< 0.1%

Value	Count	Frequency (%)
6	1	< 0.1%
5	1	< 0.1%
4	1	< 0.1%
3	3	< 0.1%
2	21	< 0.1%

tot_coll_amt
Real number (ℝ_≥0)

SKEWED
ZEROS

Distinct count	3871
Unique (%)	3.9%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	250.58812
Minimum	0
Maximum	197765
Zeros	84157
Zeros (%)	84.2%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	810.05
Maximum	197765
Range	197765
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	2042.770881
Coefficient of variation (CV)	8.151906328
Kurtosis	1942.024635
Mean	250.58812
Median Absolute Deviation (MAD)	437.5063009
Skewness	32.05463979
Sum	25058812
Variance	4172912.873

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.00000e+00 5.00000e+00 2.45000e+01 4.95000e+01 5.05000e+01 ... 1.86445e+04 2.67040e+04 4.07870e+04 6.73065e+04 1.97765e+05], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	84157	84.2%
50	206	0.2%
100	172	0.2%
75	144	0.1%
150	95	0.1%
60	90	0.1%
200	88	0.1%
80	80	0.1%
55	75	0.1%
58	69	0.1%
Other values (3861)	14824	14.8%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	84157	84.2%
10	2	< 0.1%
11	1	< 0.1%
15	1	< 0.1%
16	1	< 0.1%

Value	Count	Frequency (%)
197765	1	< 0.1%
169257	1	< 0.1%
129715	1	< 0.1%
111475	1	< 0.1%
102841	1	< 0.1%

tot_cur_bal
Real number (ℝ_≥0)

Distinct count	80613
Unique (%)	80.6%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	130528.14
Minimum	0
Maximum	3164353
Zeros	17
Zeros (%)	< 0.1%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	8135
Q1	26989
median	68023.5
Q3	194309.75
95-th percentile	414305
Maximum	3164353
Range	3164353
Interquartile range (IQR)	167320.75

Descriptive statistics

Standard deviation	150332.6261
Coefficient of variation (CV)	1.151725798
Kurtosis	16.0468943
Mean	130528.14
Median Absolute Deviation (MAD)	110425.7909
Skewness	2.689505125
Sum	1.3052814e+10
Variance	2.259989848e+10

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.0000000e+00 1.0000000e+00 1.4055000e+03 2.4565000e+03 3.1635000e+03 ... 8.8456750e+05 1.0590610e+06 1.3821805e+06 1.7072620e+06 3.1643530e+06], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	17	< 0.1%
21560	8	< 0.1%
14278	7	< 0.1%
6991	7	< 0.1%
20579	7	< 0.1%
39010	7	< 0.1%
24213	7	< 0.1%
31764	6	< 0.1%
25252	6	< 0.1%
22828	6	< 0.1%
Other values (80603)	99922	99.9%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	17	< 0.1%
2	2	< 0.1%
4	1	< 0.1%
8	1	< 0.1%
9	1	< 0.1%

Value	Count	Frequency (%)
3164353	1	< 0.1%
2809127	1	< 0.1%
2655974	1	< 0.1%
2641479	1	< 0.1%
2519040	1	< 0.1%

chargeoff_within_12_mths
Real number (ℝ_≥0)

ZEROS

Distinct count	7
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.00963
Minimum	0
Maximum	7
Zeros	99129
Zeros (%)	99.1%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	7
Range	7
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.1100789911
Coefficient of variation (CV)	11.43084019
Kurtosis	407.2945699
Mean	0.00963
Median Absolute Deviation (MAD)	0.0190922454
Skewness	15.63846089
Sum	963
Variance	0.01211738427

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0. 0.5 1.5 2.5 4.5 7. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	99129	99.1%
1	800	0.8%
2	59	0.1%
3	7	< 0.1%
4	3	< 0.1%
7	1	< 0.1%
5	1	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	99129	99.1%
1	800	0.8%
2	59	0.1%
3	7	< 0.1%
4	3	< 0.1%

Value	Count	Frequency (%)
7	1	< 0.1%
5	1	< 0.1%
4	3	< 0.1%
3	7	< 0.1%
2	59	0.1%

delinq_amnt
Real number (ℝ_≥0)

SKEWED
ZEROS

Distinct count	333
Unique (%)	0.3%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	19.28833
Minimum	0
Maximum	94521
Zeros	99564
Zeros (%)	99.6%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	94521
Range	94521
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	893.3043658
Coefficient of variation (CV)	46.31320419
Kurtosis	4660.868735
Mean	19.28833
Median Absolute Deviation (MAD)	38.41182956
Skewness	64.48766706
Sum	1928833
Variance	797992.6899

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.0000e+00 1.0000e+00 4.7500e+01 6.9500e+01 2.1500e+02 5.9100e+02 1.2975e+03 5.2950e+03 2.0990e+04 9.4521e+04], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	99564	99.6%
25	9	< 0.1%
54	8	< 0.1%
65000	7	< 0.1%
30	6	< 0.1%
69	5	< 0.1%
50	5	< 0.1%
39	4	< 0.1%
52	4	< 0.1%
76	4	< 0.1%
Other values (323)	384	0.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	99564	99.6%
2	1	< 0.1%
3	1	< 0.1%
6	1	< 0.1%
7	2	< 0.1%

Value	Count	Frequency (%)
94521	1	< 0.1%
65000	7	< 0.1%
60648	1	< 0.1%
59427	1	< 0.1%
59009	1	< 0.1%

tax_liens
Real number (ℝ_≥0)

SKEWED
ZEROS

Distinct count	21
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.06382
Minimum	0
Maximum	63
Zeros	96122
Zeros (%)	96.1%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	63
Range	63
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.4680269203
Coefficient of variation (CV)	7.333546228
Kurtosis	3583.176702
Mean	0.06382
Median Absolute Deviation (MAD)	0.1226901208
Skewness	35.83709048
Sum	6382
Variance	0.2190491981

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 0. 0.5 1.5 2.5 3.5 ... 5.5 6.5 10.5 23. 63. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	96122	96.1%
1	2655	2.7%
2	697	0.7%
3	254	0.3%
4	122	0.1%
5	74	0.1%
6	31	< 0.1%
7	11	< 0.1%
8	7	< 0.1%
9	6	< 0.1%
Other values (11)	21	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	96122	96.1%
1	2655	2.7%
2	697	0.7%
3	254	0.3%
4	122	0.1%

Value	Count	Frequency (%)
63	1	< 0.1%
24	1	< 0.1%
22	1	< 0.1%
21	1	< 0.1%
20	1	< 0.1%

emp_length1
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	93460
1	6540

Frequency Table

Value	Count	Frequency (%)
0	93460	93.5%
1	6540	6.5%

emp_length2
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	67376
1	32624

Frequency Table

Value	Count	Frequency (%)
0	67376	67.4%
1	32624	32.6%

emp_length3
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	91059
1	8941

Frequency Table

Value	Count	Frequency (%)
0	91059	91.1%
1	8941	8.9%

emp_length4
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	91942
1	8058

Frequency Table

Value	Count	Frequency (%)
0	91942	91.9%
1	8058	8.1%

emp_length5
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	94052
1	5948

Frequency Table

Value	Count	Frequency (%)
0	94052	94.1%
1	5948	5.9%

emp_length6
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	93929
1	6071

Frequency Table

Value	Count	Frequency (%)
0	93929	93.9%
1	6071	6.1%

emp_length7
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	95336
1	4664

Frequency Table

Value	Count	Frequency (%)
0	95336	95.3%
1	4664	4.7%

emp_length8
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	95468
1	4532

Frequency Table

Value	Count	Frequency (%)
0	95468	95.5%
1	4532	4.5%

emp_length9
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	95431
1	4569

Frequency Table

Value	Count	Frequency (%)
0	95431	95.4%
1	4569	4.6%

emp_length10
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	96143
1	3857

Frequency Table

Value	Count	Frequency (%)
0	96143	96.1%
1	3857	3.9%

emp_length11
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	92445
1	7555

Frequency Table

Value	Count	Frequency (%)
0	92445	92.4%
1	7555	7.6%

emp_length12
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	93359
1	6641

Frequency Table

Value	Count	Frequency (%)
0	93359	93.4%
1	6641	6.6%

home_ownership1
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99967
1	33

Frequency Table

Value	Count	Frequency (%)
0	99967	> 99.9%
1	33	< 0.1%

home_ownership2
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	53388
1	46612

Frequency Table

Value	Count	Frequency (%)
0	53388	53.4%
1	46612	46.6%

home_ownership3
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99993
1	7

Frequency Table

Value	Count	Frequency (%)
0	99993	> 99.9%
1	7	< 0.1%

home_ownership4
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99995
1	5

Frequency Table

Value	Count	Frequency (%)
0	99995	> 99.9%
1	5	< 0.1%

home_ownership5
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	88912
1	11088

Frequency Table

Value	Count	Frequency (%)
0	88912	88.9%
1	11088	11.1%

home_ownership6
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	57745
1	42255

Frequency Table

Value	Count	Frequency (%)
0	57745	57.7%
1	42255	42.3%

verification_status1
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	67820
1	32180

Frequency Table

Value	Count	Frequency (%)
0	67820	67.8%
1	32180	32.2%

verification_status2
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	60980
1	39020

Frequency Table

Value	Count	Frequency (%)
0	60980	61.0%
1	39020	39.0%

verification_status3
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	71200
1	28800

Frequency Table

Value	Count	Frequency (%)
0	71200	71.2%
1	28800	28.8%

purpose1
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99038
1	962

Frequency Table

Value	Count	Frequency (%)
0	99038	99.0%
1	962	1.0%

purpose2
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	77328
1	22672

Frequency Table

Value	Count	Frequency (%)
0	77328	77.3%
1	22672	22.7%

purpose3
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

1	58281
0	41719

Frequency Table

Value	Count	Frequency (%)
1	58281	58.3%
0	41719	41.7%

purpose4
Boolean

CONSTANT
REJECTED

Distinct count	1
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	100000

Frequency Table

Value	Count	Frequency (%)
0	100000	100.0%

purpose5
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	93960
1	6040

Frequency Table

Value	Count	Frequency (%)
0	93960	94.0%
1	6040	6.0%

purpose6
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99575
1	425

Frequency Table

Value	Count	Frequency (%)
0	99575	99.6%
1	425	0.4%

purpose7
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	98017
1	1983

Frequency Table

Value	Count	Frequency (%)
0	98017	98.0%
1	1983	2.0%

purpose8
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	98899
1	1101

Frequency Table

Value	Count	Frequency (%)
0	98899	98.9%
1	1101	1.1%

purpose9
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99269
1	731

Frequency Table

Value	Count	Frequency (%)
0	99269	99.3%
1	731	0.7%

purpose10
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	94180
1	5820

Frequency Table

Value	Count	Frequency (%)
0	94180	94.2%
1	5820	5.8%

purpose11
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99935
1	65

Frequency Table

Value	Count	Frequency (%)
0	99935	99.9%
1	65	0.1%

purpose12
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	98875
1	1125

Frequency Table

Value	Count	Frequency (%)
0	98875	98.9%
1	1125	1.1%

purpose13
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99293
1	707

Frequency Table

Value	Count	Frequency (%)
0	99293	99.3%
1	707	0.7%

purpose14
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	99912
1	88

Frequency Table

Value	Count	Frequency (%)
0	99912	99.9%
1	88	0.1%

initial_list_status1
Boolean

HIGH CORRELATION

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	56557
1	43443

Frequency Table

Value	Count	Frequency (%)
0	56557	56.6%
1	43443	43.4%

initial_list_status2
Boolean

HIGH CORRELATION

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

1	56557
0	43443

Frequency Table

Value	Count	Frequency (%)
1	56557	56.6%
0	43443	43.4%

mths_since_last_delinq1
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	51068
1	48932

Frequency Table

Value	Count	Frequency (%)
0	51068	51.1%
1	48932	48.9%

mths_since_last_delinq2
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	94764
1	5236

Frequency Table

Value	Count	Frequency (%)
0	94764	94.8%
1	5236	5.2%

mths_since_last_delinq3
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	93991
1	6009

Frequency Table

Value	Count	Frequency (%)
0	93991	94.0%
1	6009	6.0%

mths_since_last_delinq4
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	95430
1	4570

Frequency Table

Value	Count	Frequency (%)
0	95430	95.4%
1	4570	4.6%

mths_since_last_delinq5
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	94925
1	5075

Frequency Table

Value	Count	Frequency (%)
0	94925	94.9%
1	5075	5.1%

mths_since_last_delinq6
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	95144
1	4856

Frequency Table

Value	Count	Frequency (%)
0	95144	95.1%
1	4856	4.9%

mths_since_last_delinq7
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	94866
1	5134

Frequency Table

Value	Count	Frequency (%)
0	94866	94.9%
1	5134	5.1%

mths_since_last_delinq8
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	94657
1	5343

Frequency Table

Value	Count	Frequency (%)
0	94657	94.7%
1	5343	5.3%

mths_since_last_delinq9
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	95104
1	4896

Frequency Table

Value	Count	Frequency (%)
0	95104	95.1%
1	4896	4.9%

mths_since_last_delinq10
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	94997
1	5003

Frequency Table

Value	Count	Frequency (%)
0	94997	95.0%
1	5003	5.0%

mths_since_last_delinq11
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	95054
1	4946

Frequency Table

Value	Count	Frequency (%)
0	95054	95.1%
1	4946	4.9%

funded_amnt
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	1355
Unique (%)	1.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	13735.31775
Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	1000
5-th percentile	3075
Q1	7200
median	12000
Q3	19200
95-th percentile	31127.5
Maximum	40000
Range	39000
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	8464.825314
Coefficient of variation (CV)	0.6162817248
Kurtosis	0.08352881489
Mean	13735.31775
Median Absolute Deviation (MAD)	6857.992112
Skewness	0.8703433803
Sum	1373531775
Variance	71653267.6

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 1000. 1012.5 1187.5 1212.5 1387.5 ... 35100. 35875. 36112.5 39962.5 40000. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
10000	7489	7.5%
15000	5113	5.1%
12000	5007	5.0%
20000	4866	4.9%
5000	4147	4.1%
8000	4041	4.0%
6000	3689	3.7%
35000	3539	3.5%
16000	2336	2.3%
25000	2281	2.3%
Other values (1345)	57492	57.5%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1000	377	0.4%
1025	1	< 0.1%
1050	1	< 0.1%
1100	10	< 0.1%
1125	6	< 0.1%

Value	Count	Frequency (%)
40000	236	0.2%
39925	2	< 0.1%
39775	1	< 0.1%
39700	1	< 0.1%
39600	2	< 0.1%

funded_amnt_inv
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	1391
Unique (%)	1.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	13729.34107
Minimum	800
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	800
5-th percentile	3050
Q1	7200
median	12000
Q3	19200
95-th percentile	31100
Maximum	40000
Range	39200
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	8461.694483
Coefficient of variation (CV)	0.6163219661
Kurtosis	0.08336136761
Mean	13729.34107
Median Absolute Deviation (MAD)	6855.342693
Skewness	0.8704126735
Sum	1372934107
Variance	71600273.53

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 800. 975. 1012.5 1187.5 1212.5 ... 36112.5 39687.5 39762.5 39987.5 40000. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
10000	7068	7.1%
15000	4684	4.7%
12000	4658	4.7%
20000	4345	4.3%
5000	4063	4.1%
8000	3872	3.9%
6000	3599	3.6%
35000	3040	3.0%
16000	2150	2.1%
25000	2072	2.1%
Other values (1381)	60449	60.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
800	1	< 0.1%
950	1	< 0.1%
1000	376	0.4%
1025	1	< 0.1%
1050	1	< 0.1%

Value	Count	Frequency (%)
40000	194	0.2%
39975	4	< 0.1%
39950	6	< 0.1%
39925	3	< 0.1%
39875	2	< 0.1%

total_rec_late_fee
Real number (ℝ)

ZEROS

Distinct count	2752
Unique (%)	2.8%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	2.448885165
Minimum	-2e-09
Maximum	874.17
Zeros	93433
Zeros (%)	93.4%
Memory size	781.4 KiB

Quantile statistics

Minimum	-2e-09
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	15
Maximum	874.17
Range	874.17
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	14.89496269
Coefficient of variation (CV)	6.082344288
Kurtosis	620.5887133
Mean	2.448885165
Median Absolute Deviation (MAD)	4.576827973
Skewness	18.33148632
Sum	244888.5165
Variance	221.8599136

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[-2.00000000e-09 -9.00000000e-10 1.50000000e-10 3.60000000e-09 5.00000190e-03 ... 1.05040000e+02 1.34970000e+02 2.06175001e+02 3.27505000e+02 8.74170000e+02], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	93433	93.4%
15	1695	1.7%
30	295	0.3%
45	111	0.1%
60	43	< 0.1%
15.00000001	38	< 0.1%
16.49	20	< 0.1%
75	18	< 0.1%
17.09	16	< 0.1%
15.00000004	15	< 0.1%
Other values (2742)	4316	4.3%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
-2e-09	1	< 0.1%
-1.8e-09	1	< 0.1%
0	93433	93.4%
3e-10	1	< 0.1%
5e-10	1	< 0.1%

Value	Count	Frequency (%)
874.17	1	< 0.1%
819.2	1	< 0.1%
759.56	1	< 0.1%
731.8400062	1	< 0.1%
634.9	1	< 0.1%

term1
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

1	85592
0	14408

Frequency Table

Value	Count	Frequency (%)
1	85592	85.6%
0	14408	14.4%

open_acc
Real number (ℝ_≥0)

Distinct count	62
Unique (%)	0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	11.6207
Minimum	1
Maximum	82
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	1
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	82
Range	81
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.458773625
Coefficient of variation (CV)	0.4697456801
Kurtosis	3.844543526
Mean	11.6207
Median Absolute Deviation (MAD)	4.15537797
Skewness	1.343695637
Sum	1162070
Variance	29.79820949

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 1. 1.5 2.5 3.5 4.5 ... 36.5 40.5 45.5 53.5 82. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
9	8985	9.0%
10	8718	8.7%
8	8439	8.4%
11	7978	8.0%
7	7718	7.7%
12	7317	7.3%
6	6336	6.3%
13	6056	6.1%
14	5409	5.4%
5	4598	4.6%
Other values (52)	28446	28.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
1	19	< 0.1%
2	298	0.3%
3	1100	1.1%
4	2666	2.7%
5	4598	4.6%

Value	Count	Frequency (%)
82	1	< 0.1%
76	1	< 0.1%
72	1	< 0.1%
67	1	< 0.1%
66	1	< 0.1%

installment
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	25708
Unique (%)	25.7%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	434.0776476
Minimum	23.36
Maximum	1584.9
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	23.36
5-th percentile	107.82
Q1	240.2925
median	366.37
Q3	575.86
95-th percentile	982.021
Maximum	1584.9
Range	1561.54
Interquartile range (IQR)	335.5675

Descriptive statistics

Standard deviation	265.9217457
Coefficient of variation (CV)	0.6126133127
Kurtosis	0.8319156207
Mean	434.0776476
Median Absolute Deviation (MAD)	209.962902
Skewness	1.06302314
Sum	43407764.76
Variance	70714.37482

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 23.36 30.68 32.94 32.99 34.175 ... 1342.89 1343.83 1401.05 1501.96 1584.9 ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
327.34	244	0.2%
301.15	226	0.2%
318.79	209	0.2%
329.72	203	0.2%
312.86	199	0.2%
332.1	194	0.2%
392.81	192	0.2%
336.9	192	0.2%
491.01	189	0.2%
654.68	188	0.2%
Other values (25698)	97964	98.0%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
23.36	1	< 0.1%
25.86	1	< 0.1%
28.82	1	< 0.1%
29	1	< 0.1%
29.52	1	< 0.1%

Value	Count	Frequency (%)
1584.9	1	< 0.1%
1569.11	1	< 0.1%
1517.09	1	< 0.1%
1503.89	1	< 0.1%
1500.03	1	< 0.1%

revol_util
Real number (ℝ_≥0)

Distinct count	1101
Unique (%)	1.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.53723294
Minimum	0
Maximum	8.923
Zeros	312
Zeros (%)	0.3%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0.134
Q1	0.361
median	0.541
Q3	0.72
95-th percentile	0.92
Maximum	8.923
Range	8.923
Interquartile range (IQR)	0.359

Descriptive statistics

Standard deviation	0.2393730716
Coefficient of variation (CV)	0.4455666318
Kurtosis	14.27000246
Mean	0.53723294
Median Absolute Deviation (MAD)	0.1977664045
Skewness	0.3333455311
Sum	53723.294
Variance	0.05729946739

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.0000e+00 5.0000e-04 5.5500e-02 1.0950e-01 1.3650e-01 ... 1.0370e+00 1.0900e+00 1.2125e+00 1.6235e+00 8.9230e+00], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	312	0.3%
0.48	232	0.2%
0.57	227	0.2%
0.44	221	0.2%
0.49	218	0.2%
0.54	217	0.2%
0.61	216	0.2%
0.58	214	0.2%
0.6	213	0.2%
0.51	206	0.2%
Other values (1091)	97724	97.7%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	312	0.3%
0.001	44	< 0.1%
0.002	36	< 0.1%
0.003	32	< 0.1%
0.004	34	< 0.1%

Value	Count	Frequency (%)
8.923	1	< 0.1%
1.72	1	< 0.1%
1.527	1	< 0.1%
1.48	1	< 0.1%
1.399	1	< 0.1%

out_prncp
Real number (ℝ_≥0)

HIGH CORRELATION
SKEWED
ZEROS

Distinct count	28
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.2533273
Minimum	0
Maximum	2330.97
Zeros	99973
Zeros (%)	> 99.9%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	2330.97
Range	2330.97
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	18.05329008
Coefficient of variation (CV)	71.26468437
Kurtosis	8228.815507
Mean	0.2533273
Median Absolute Deviation (MAD)	0.5065178033
Skewness	85.44453918
Sum	25332.73
Variance	325.9212826

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 0. 21.63 2330.97], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	99973	> 99.9%
508	1	< 0.1%
471.7	1	< 0.1%
1796.48	1	< 0.1%
136.24	1	< 0.1%
687.93	1	< 0.1%
975.05	1	< 0.1%
1527.69	1	< 0.1%
949.15	1	< 0.1%
1345.74	1	< 0.1%
Other values (18)	18	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	99973	> 99.9%
43.26	1	< 0.1%
136.24	1	< 0.1%
216.74	1	< 0.1%
283.37	1	< 0.1%

Value	Count	Frequency (%)
2330.97	1	< 0.1%
2081.26	1	< 0.1%
1796.48	1	< 0.1%
1628.56	1	< 0.1%
1527.69	1	< 0.1%

out_prncp_inv
Real number (ℝ_≥0)

HIGH CORRELATION
SKEWED
ZEROS

Distinct count	28
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	0.2532594
Minimum	0
Maximum	2330.97
Zeros	99973
Zeros (%)	> 99.9%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	0
Maximum	2330.97
Range	2330.97
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	18.05174595
Coefficient of variation (CV)	71.27769375
Kurtosis	8231.340971
Mean	0.2532594
Median Absolute Deviation (MAD)	0.5063820399
Skewness	85.45945131
Sum	25325.94
Variance	325.8655319

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[ 0. 21.63 2330.97], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	99973	> 99.9%
508	1	< 0.1%
686.21	1	< 0.1%
1796.48	1	< 0.1%
136.24	1	< 0.1%
975.05	1	< 0.1%
1527.69	1	< 0.1%
949.15	1	< 0.1%
470.13	1	< 0.1%
1345.74	1	< 0.1%
Other values (18)	18	< 0.1%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	99973	> 99.9%
43.26	1	< 0.1%
136.24	1	< 0.1%
214.93	1	< 0.1%
281.68	1	< 0.1%

Value	Count	Frequency (%)
2330.97	1	< 0.1%
2081.26	1	< 0.1%
1796.48	1	< 0.1%
1628.56	1	< 0.1%
1527.69	1	< 0.1%

total_rec_int
Real number (ℝ_≥0)

Distinct count	85095
Unique (%)	85.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	2491.282802
Minimum	0
Maximum	28005.96
Zeros	170
Zeros (%)	0.2%
Memory size	781.4 KiB

Quantile statistics

Minimum	0
5-th percentile	263.4885
Q1	857.2925
median	1615.16
Q3	3039.115
95-th percentile	7904.314
Maximum	28005.96
Range	28005.96
Interquartile range (IQR)	2181.8225

Descriptive statistics

Standard deviation	2706.2622
Coefficient of variation (CV)	1.086292651
Kurtosis	10.99100512
Mean	2491.282802
Median Absolute Deviation (MAD)	1809.982536
Skewness	2.788551541
Sum	249128280.2
Variance	7323855.092

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[0.0000000e+00 5.0000000e-03 7.9450000e+00 8.0210000e+01 1.5729500e+02 ... 1.7179100e+04 1.7970380e+04 2.1354240e+04 2.5706025e+04 2.8005960e+04], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
0	170	0.2%
1257.53	34	< 0.1%
1258.44	27	< 0.1%
838.35	24	< 0.1%
1254.05	22	< 0.1%
1676.72	22	< 0.1%
1670.81	22	< 0.1%
1431.12	21	< 0.1%
2128.02	20	< 0.1%
2347.4	20	< 0.1%
Other values (85085)	99618	99.6%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
0	170	0.2%
0.01	1	< 0.1%
0.6	1	< 0.1%
0.62	1	< 0.1%
0.71	1	< 0.1%

Value	Count	Frequency (%)
28005.96	1	< 0.1%
27884.8	1	< 0.1%
27862.51	1	< 0.1%
27663.62	1	< 0.1%
26952.39	1	< 0.1%

fico_range_low
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	38
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	692.63055
Minimum	660
Maximum	845
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	660
5-th percentile	660
Q1	670
median	685
Q3	705
95-th percentile	755
Maximum	845
Range	185
Interquartile range (IQR)	35

Descriptive statistics

Standard deviation	29.66801744
Coefficient of variation (CV)	0.04283382741
Kurtosis	2.343301129
Mean	692.63055
Median Absolute Deviation (MAD)	22.79368871
Skewness	1.419130191
Sum	69263055
Variance	880.1912586

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[660. 662.5 672.5 682.5 692.5 ... 797.5 807.5 817.5 827.5 845. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
660	10315	10.3%
665	9594	9.6%
670	9531	9.5%
675	8396	8.4%
680	8280	8.3%
685	6834	6.8%
690	6678	6.7%
695	5960	6.0%
700	5234	5.2%
705	4785	4.8%
Other values (28)	24393	24.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
660	10315	10.3%
665	9594	9.6%
670	9531	9.5%
675	8396	8.4%
680	8280	8.3%

Value	Count	Frequency (%)
845	11	< 0.1%
840	20	< 0.1%
835	24	< 0.1%
830	31	< 0.1%
825	60	0.1%

fico_range_high
Real number (ℝ_≥0)

HIGH CORRELATION

Distinct count	38
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%

Mean	696.63066
Minimum	664
Maximum	850
Zeros	0
Zeros (%)	0.0%
Memory size	781.4 KiB

Quantile statistics

Minimum	664
5-th percentile	664
Q1	674
median	689
Q3	709
95-th percentile	759
Maximum	850
Range	186
Interquartile range (IQR)	35

Descriptive statistics

Standard deviation	29.66858423
Coefficient of variation (CV)	0.0425886857
Kurtosis	2.344900675
Mean	696.63066
Median Absolute Deviation (MAD)	22.79381989
Skewness	1.419333046
Sum	69663066
Variance	880.2248902

Histogram
Dynamic Histogram

Histogram with fixed size bins (bins=10)

Histogram with variable size bins (bins=[664. 666.5 676.5 686.5 696.5 ... 801.5 811.5 821.5 831.5 850. ], "bayesian blocks" binning strategy used)

Value	Count	Frequency (%)
664	10315	10.3%
669	9594	9.6%
674	9531	9.5%
679	8396	8.4%
684	8280	8.3%
689	6834	6.8%
694	6678	6.7%
699	5960	6.0%
704	5234	5.2%
709	4785	4.8%
Other values (28)	24393	24.4%

Minimum 5 values
Maximum 5 values

Value	Count	Frequency (%)
664	10315	10.3%
669	9594	9.6%
674	9531	9.5%
679	8396	8.4%
684	8280	8.3%

Value	Count	Frequency (%)
850	11	< 0.1%
844	20	< 0.1%
839	24	< 0.1%
834	31	< 0.1%
829	60	0.1%

depvar
Boolean

Distinct count	2
Unique (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	781.4 KiB

0	67431
1	32569

Frequency Table

Value	Count	Frequency (%)
0	67431	67.4%
1	32569	32.6%

Pearson's r

The Pearson's correlation coefficient (r) is a measure of linear correlation between two variables. It's value lies between -1 and +1, -1 indicating total negative linear correlation, 0 indicating no linear correlation and 1 indicating total positive linear correlation. Furthermore, r is invariant under separate changes in location and scale of the two variables, implying that for a linear function the angle to the x-axis does not affect r.

To calculate r for two variables X and Y, one divides the covariance of X and Y by the product of their standard deviations.

Spearman's ρ

The Spearman's rank correlation coefficient (ρ) is a measure of monotonic correlation between two variables, and is therefore better in catching nonlinear monotonic correlations than Pearson's r. It's value lies between -1 and +1, -1 indicating total negative monotonic correlation, 0 indicating no monotonic correlation and 1 indicating total positive monotonic correlation.

To calculate ρ for two variables X and Y, one divides the covariance of the rank variables of X and Y by the product of their standard deviations.

Kendall's τ

Similarly to Spearman's rank correlation coefficient, the Kendall rank correlation coefficient (τ) measures ordinal association between two variables. It's value lies between -1 and +1, -1 indicating total negative correlation, 0 indicating no correlation and 1 indicating total positive correlation.

To calculate τ for two variables X and Y, one determines the number of concordant and discordant pairs of observations. τ is given by the number of concordant pairs minus the discordant pairs divided by the total number of pairs.

Count
Matrix

First rows

	int_rate	annual_inc	dti	delinq_2yrs	inq_last_6mths	pub_rec	revol_bal	total_acc	tot_coll_amt	tot_cur_bal	tax_liens	emp_length1	emp_length2	emp_length3	emp_length4	emp_length11	emp_length12	home_ownership2	home_ownership6	verification_status1	verification_status2	verification_status3	purpose2	purpose3	initial_list_status1	initial_list_status2	mths_since_last_delinq1	mths_since_last_delinq3	mths_since_last_delinq4	mths_since_last_delinq5	mths_since_last_delinq9	mths_since_last_delinq11	funded_amnt	funded_amnt_inv	term1	open_acc	installment	revol_util	total_rec_int	fico_range_low	fico_range_high	depvar
0	0.0824	21000.0	29.19	0	1	0	3016	26	0	11773	0	1	0	0	0	0	0	0	1	0	1	0	1	0	0	1	1	0	0	0	0	0	1200	1200.0	1	18	37.74	0.076	157.94	765	769	0
1	0.1299	80000.0	4.82	0	1	1	5722	24	0	21875	0	0	1	0	0	0	0	0	1	0	0	1	0	1	0	1	1	0	0	0	0	0	8000	8000.0	1	8	269.52	0.447	1702.42	665	669	0
2	0.1299	38000.0	23.66	0	3	0	6511	18	0	31868	0	0	0	0	1	0	0	0	1	0	1	0	0	1	0	1	0	0	0	0	0	1	5000	5000.0	1	7	168.45	0.880	1066.64	670	674	0
3	0.1367	100000.0	16.27	4	2	0	6849	30	0	326049	0	0	0	1	0	0	0	1	0	0	0	1	0	1	0	1	0	0	0	1	0	0	15000	15000.0	1	12	510.27	0.457	1256.24	680	684	1
4	0.1269	30000.0	25.28	0	1	2	8197	12	2506	8840	0	0	0	0	1	0	0	0	1	0	1	0	0	1	0	1	1	0	0	0	0	0	10000	10000.0	1	8	335.45	0.416	871.04	660	664	1
5	0.1318	90000.0	3.48	7	0	0	2903	31	0	19548	0	0	0	0	0	1	0	0	1	0	1	0	1	0	0	1	0	1	0	0	0	0	7000	7000.0	1	7	236.47	0.854	1330.30	660	664	0
6	0.0791	60000.0	17.34	0	0	0	20399	35	0	117320	0	0	0	0	0	0	1	1	0	1	0	0	0	1	0	1	0	0	0	0	1	0	20000	20000.0	1	18	625.90	0.369	2567.44	750	754	0
7	0.0975	79600.0	15.97	3	0	1	6481	17	0	18757	1	0	1	0	0	0	0	0	1	0	0	1	0	1	1	0	0	0	1	0	0	0	23800	23800.0	1	7	765.17	0.745	3006.76	680	684	0
8	0.0789	150000.0	7.36	1	0	0	15827	38	543	367504	0	0	0	1	0	0	0	1	0	1	0	0	0	1	0	1	0	1	0	0	0	0	16000	16000.0	1	19	500.58	0.334	1286.38	665	669	0
9	0.0999	95000.0	25.78	0	1	0	17870	37	0	273776	0	0	0	0	0	1	0	0	1	1	0	0	0	1	0	1	1	0	0	0	0	0	8000	8000.0	1	24	258.10	0.764	796.59	665	669	0

Last rows

	int_rate	annual_inc	dti	inq_last_6mths	pub_rec	revol_bal	total_acc	collections_12_mths_ex_med	tot_coll_amt	tot_cur_bal	emp_length2	emp_length4	emp_length5	emp_length6	emp_length7	emp_length9	emp_length11	emp_length12	home_ownership2	home_ownership6	verification_status1	verification_status2	verification_status3	purpose2	purpose3	purpose10	initial_list_status1	initial_list_status2	mths_since_last_delinq1	mths_since_last_delinq9	funded_amnt	funded_amnt_inv	term1	open_acc	installment	revol_util	total_rec_int	fico_range_low	fico_range_high	depvar
99990	0.1446	160000.0	2.48	2	1	4802	15	0	0	11750	0	0	0	1	0	0	0	0	0	1	1	0	0	0	0	1	0	1	1	0	12000	12000.0	1	10	412.82	0.161	234.69	675	679	0
99991	0.0999	79000.0	22.12	1	0	6896	28	0	0	127774	0	0	0	0	0	0	0	1	1	0	0	1	0	0	1	0	1	0	1	0	15000	14900.0	1	9	483.94	0.375	2412.16	745	749	0
99992	0.0818	58000.0	16.12	0	0	15562	44	0	2336	36696	1	0	0	0	0	0	0	0	0	1	1	0	0	1	0	0	1	0	0	1	8000	7900.0	1	17	251.36	0.581	1035.59	660	664	0
99993	0.1144	73000.0	12.30	0	0	21551	26	0	0	21551	1	0	0	0	0	0	0	0	0	1	0	1	0	1	0	0	0	1	1	0	22000	22000.0	1	7	724.85	0.842	4118.68	705	709	0
99994	0.1561	88000.0	19.38	1	0	26976	26	0	0	324747	0	0	0	0	0	1	0	0	1	0	0	1	0	0	1	0	1	0	1	0	21300	21300.0	1	18	744.76	0.856	5575.43	685	689	0
99995	0.1757	65000.0	17.67	3	1	11255	21	1	0	26570	0	0	0	0	1	0	0	0	0	1	0	0	1	0	1	0	0	1	1	0	20000	20000.0	1	13	718.75	0.780	5373.29	660	664	1
99996	0.0890	65000.0	2.88	0	0	2105	12	0	0	6138	0	0	0	0	0	0	1	0	0	1	0	1	0	0	1	0	1	0	1	0	6000	6000.0	1	7	190.52	0.120	835.66	765	769	0
99997	0.1349	46000.0	32.12	1	0	8998	20	0	0	96531	0	1	0	0	0	0	0	0	0	1	1	0	0	1	0	0	0	1	1	0	6400	6400.0	1	19	217.16	0.643	1261.67	665	669	0
99998	0.2115	31000.0	4.53	1	0	3875	4	0	0	3875	0	0	0	0	0	0	0	1	0	1	0	0	1	0	0	1	0	1	1	0	5500	5500.0	1	3	207.64	0.731	1357.69	710	714	1
99999	0.1599	125000.0	33.33	0	0	34580	30	0	0	422626	0	0	1	0	0	0	0	0	1	0	0	0	1	0	1	0	0	1	1	0	33125	33125.0	1	19	1164.42	0.499	8882.58	690	694	0

Overview

Variables

Interactions

Correlations

Pearson's r

Spearman's ρ

Kendall's τ

Missing values

Sample

First rows

Last rows